Great news is this QQ? Any concept simply how much it is likely to soon add up to?
Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X
Duane Castleman says
Did they feature you any such thing to their response that is final first? They did in my opinion but we almost dropped off my seat laughing whenever we read it!!
Yes i do believe about 300 .
It has been therefore helpful we have actually delivered the 2nd e-mail if I am honest as I just need these defaults off my account they are ruining my chances of buying a house as I had all the loans on my credit file to PDUK and QQ hoping I get a response back anything will be a bonus.
Just gotten this today. The could be the answer the letter that is template ? Does not add up ? Anyone had this of can provide me some advice many thanks for the inquiry along with your patience although we carried out our research. Our company is expected to make sure your credit report is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is defined forth within our online privacy policy. Please bear in mind, in the event your payment that is contractual agreement perhaps not honoured, this could affect your credit report adversely, including a standard being registered.
Our records suggest loan 1666952 and loan 1772628 contractual dates that are due maybe not honoured. We reached off to you many times to e to an inexpensive repayment arrangement; but, all tries to find an appropriate re re payment arrangement went unanswered. You had been supplied with that loan of 400.00 GBP on 02/08/2010. Your loan had been extended a complete of 4 times. Your last expansion fee re payment and payment that is final never ever gotten in complete. Which caused the mortgage to default and later on transferred to a party collection agency that is third.
With this being stated defaults registered is accurate and can maybe perhaps not eliminated.
Since this really is our Final reaction with regards to your issues into the above referenced account, that you are aware of the ultimate availability of the Financial Ombudsman Service if you are not happy with this oute I need to ensure. There is the straight to refer your plaint towards the Financial Ombudsman provider, totally free however you should do therefore within half a year for the date with this page. The Ombudsman will not have our permission to consider your plaint and so will only be able to do so in very limited circumstances if you do not refer your plaint in time. For instance, in the event that Ombudsman thinks that the wait ended up being as being outcome of excellent circumstances. We have supplied you with a hyperlink to your leaflet for the information to work with you if you opt to pursue this course that is further of. They could be contacted at
Sara (Financial Obligation Camel) says
By mistake as you have just sent off the plaint, I am wondering if this should actually be addressed to someone else and it has e to you? Do the loan is recognised by you figures / dates they mention?
Hi Sara, Everybody
We haven’t updated in a little while but am happy to say a refund was got by me of just below 3k from Wonga following the matter went along to an Ombudsman (they ignored the adjudicator). The entries have already been taken off my credit score but I’m surprised to look at rating (that I realize is basically worthless anyhow but nevertheless) has had a battering that is absolute. We thought having these entries eliminated would do miracles for my credit file??
Additionally recently possessed a judgement from an Ombudsman according of Quickquid. Have always been expecting over 3k straight right back they take to pay out from them- any ideas how long? It’s been a now and not a word from them despite my repeated emails to them week. Many Thanks all. Jo
Sara (Financial Obligation Camel) says
Until you had defaults or want to get home financing, having paid back loans that are payday does not enhance your rating much.
Good to know the Ombudsman upholding another QQ plaint.
Hi, exactly like to express that Wonga have actually released me personally by having a 3512 reimbursement and I also have actually accepted. I would personally likely have been eligible for significantly more than that but i recently desired the nightmare to get rid of. Never to times that are bad 6 months from initial plaint
I will be in the act with QQ. Nevertheless they appear to there be dragging heels a little.
I'm reviewing the other panies caused me therefore much difficulty and despair.
Sara (Financial Obligation Camel) says
great – you might be the person that is second to obtain an offer in less than 2 months :)
Quickquid took over 2 months to have back again to me making an offer I expected of 150 from reading these articles. We told them where you can go and left it using the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to make the complete 30 trading days.
Congrats. QQ did exactly the same in my experience offered me 150 therefore it’s gone towards the ombudsman.
This web site is great! After reading all of the ments and success stories on right here, a plaint was made by me to QQ. They took the total 2 months to help make an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days an offer is had by me of 1894.30 . ? Ombudsman stated they couldn’t make certain that most of the loans had been unaffordable nevertheless they could see we had bee based upon them ? Just waiting for repayment now
Sara (Financial Obligation Camel) says
Exceptional – was this from an Adjudicator or achieved it need to visit Ombusdman degree?
Simply the adjudicator. I'dn’t supplied any bank statements or payslips like QQ had expected either, simply my page of plaint.
I acquired the questionnaire that is standard QQ and p2p today simply over per week after requesting soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i obtained letter that is template a debt advise web web page no name mentioned as nothing in connection with them. Simply have to settle-back and wait now! Also payday express contacted me wanting me personally to verify current email address ? Simply wonga to reply now others have actually answered roll on sept whenever it must all be sorted could keep updated when online payday WV I get info and ideally provides
Almost three weeks hence, we delivered off plaints to QQ and also to Wonga. Today, we delivered another one off to Wage Day Advance – we thought the attention on that loan was reasonable nevertheless when we seemed straight right back I happened to be repaying 94 per month for just two years….and the loan that is initial been for 300!
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